As of July 2025, Canadians receiving federal support payments will see increases across multiple programs due to the annual inflation adjustment. The Canada Revenue Agency (CRA) has announced a 2.7% inflation rate adjustment for the 2025–26 benefit year. These changes, which reflect the cost-of-living increase, are designed to maintain the purchasing power of recipients.

This annual adjustment uses data from the 2024 tax year to calculate new benefit amounts, and applies to programs including the GST/HST Credit, Canada Workers Benefit, Canada Child Benefit, Old Age Security, and more. In addition, a major new initiative—the Canada Disability Benefit—will be launched in July 2025 to support low-income adults with disabilities.

Summary Table: Canada Benefits and Pension

GST/HST Credit: Higher Payments for 2025–26

The GST/HST Credit, a quarterly payment meant to help low- and modest-income Canadians offset sales taxes, will rise in July 2025. Single individuals may now receive up to $533 annually, while couples may receive up to $698. Each eligible child will add $184 to the family total.

Key Details:

• Phase-out threshold: $45,521 in adjusted family net income
• First payment date: July 4, 2025
• Automatically issued to eligible taxpayers

Canada Workers Benefit (CWB): Expanded Support for Low-Income Earners

The CWB helps working individuals and families with modest incomes. Due to a 4.7% boost tied to 2023 inflation, payment amounts will be higher in 2025:

Updated Payment Amounts:

• $1,590 (single, no children)
• $2,739 (families)
• Disability supplement: up to $821

Income Thresholds:

Next Payment Date: July 11, 2025

Canada Child Benefit (CCB): Monthly Relief for Families

The CCB, a key support for families, also increases this year:

• Children under 6: Up to $7,997/year or $666.41/month
• Children aged 6–17: Up to $6,748/year or $562.33/month

Eligibility: Adjusted family net income must be under $37,487 to receive maximum payments.

Next Payment Date: July 18, 2025

Child Disability Benefit (CDB): Extra Help for Families with Disabled Children

Families eligible for the Disability Tax Credit (DTC) will continue to receive additional support:

• Maximum annual payment: $3,411
• Monthly equivalent: $284.25
• Phase-out starts at $81,222 in adjusted family income

Payments are issued with the CCB on July 18, 2025.

Old Age Security (OAS): Quarterly Inflation Adjustment

OAS payments will be adjusted by 1% for the July–September 2025 quarter.

Estimated Payments:

• Age 65–74: approx. $734.95/month
• Age 75+: approx. $808.44/month

Next Payment Date: July 29, 2025

These figures reflect the most recent CPI updates and help retirees maintain stable income despite rising prices.

New: Canada Disability Benefit (CDB)

Starting in July 2025, the federal government will launch a new monthly benefit for low-income adults (aged 18–64) who qualify for the Disability Tax Credit.

Key Features:

• Maximum annual amount: $2,400 ($200/month)
• Eligibility: Canadian resident, filed 2024 taxes, DTC-approved
• Payment schedule and application details to be announced

This benefit aims to reduce poverty and improve economic participation among working-age Canadians with disabilities.

Frequently Asked Questions (FAQs)

Q1: How are benefit amounts determined?

A: CRA uses your 2024 income tax return to calculate eligibility and payment levels for 2025–26.

Q2: Do I need to apply to receive these updated benefits?

A: No separate application is required if you are already receiving the benefit. Ensure your tax return is filed.

Q3: What if my income changed significantly?

A: Benefit adjustments are automatically calculated based on your most recent tax data.

Q4: How will I receive payments?

A: Payments are issued via direct deposit or mailed cheque, depending on your CRA profile settings.

Q5: Where can I check payment status?

A: Visit canada.ca or log into your CRA MyAccount to view payment dates and amounts.

For the latest updates on federal benefits, payment schedules, and eligibility rules, visit the Government of Canada’s official website: https://www.canada.ca

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